Annual Report 2016

F.10. Other provisions

(CZK million)31.12.201631.12.2015
Provisions for commitments476578
Restructuring provision4533
Other provisions – other3623
Total557634
Current portion6155
Non-current portion496579

XLS

(CZK million)20162015
Carrying amount as at beginning of reporting period634826
Foreign currency translation effects(1)
Disposals of subsidiaries(53)
Portfolio transfer26
Variations(77)(164)
Carrying amount as at end of reporting period557634

XLS

Movements in the line “Disposals of subsidiaries” in 2015 are connected with the sale of ČP INVEST investiční společnost, a.s. and the derecognition of ČP Direct a.s. The disposal of the portfolio related to the Polish branch of Česká pojišťovna (see Note F.8) is reported in the line “Portfolio transfer”.

Provisions for commitments consist of provisions for the MTPL deficit of CZK 447 million (2015: CZK 556 million) and other provisions.

Provision for MTPL deficit
On 31 December 1999, statutory MTPL insurance was replaced by contractual MTPL insurance in the Czech Republic. All rights and obligations arising from statutory MTPL insurance prior to 31 December 1999, including the deficit of received premiums to cover the liabilities and costs, were transferred to the Czech Insurers’ Bureau („the Bureau“).

On 12 October 1999, the Company obtained a license to write contractual MTPL insurance in the Czech Republic and, as a result, the Company became a member of the Bureau (see also F.32.2.5).

Each member of the Bureau guarantees the appropriate portion of the Bureau’s liabilities based on the member’s market share for this class of insurance.

Based on information publicly available and information provided to members of the Bureau, the Company created a provision adequate to cover the cost of claims likely to be incurred in relation to the liabilities ceded. However, the final and exact amount of the incurred cost of claims will only be known in several years.